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Third-party liability boat insurance is required by any vessel harbouring an engine of 10HP or more, but it’s advisable for all those who enjoy life on the ocean. In the US alone, more than 5,000 recreational boating accidents occur every year, with the majority of these being on calm waters. Alongside personal injury and damage …

Recent figures placed the number of boat owners in Malta at over 20,000 – far more than the 2,422 marina berths within the country’s waters. Such figures may not compare to the number of homeowners or those driving cars, but they’re considerable and increasing year-on-year. Even though figures show that most recreational boats in Europe …

Damage to your home or contents is sadly one of those inevitable facts of life, which is why around 76% of Maltese citizens take out an insurance policy. When it comes to making a claim, it’s important to be aware of exactly what you’re covered for. The details of a regular policy will incorporate this, …

Air conditioning units are subject to specific terms and conditions should it come to making a claim. Should anything untoward happen to your device(s), it’s essential to know your rights before contacting your insurer. From a unit’s age to its condition and the causes behind any damage, let’s take an in-depth look at navigating the …

Given the multitude of potential incidents that can befall a property, it really pays to become acquainted with your home insurance policy. Structural damage claims are complicated and different from regular property damage, with their own legal definition. Understanding your rights and responsibilities as a homeowner is important before making any claim. Read on as …