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Health Insurance Policies


Discover the perks of group health insurance, putting your staff’s wellness first. With our adaptable plans and exclusive medical benefits, safeguarding is assured. Count on our support from policy initiation through claims processing.

Don’t wait for an emergency to strike – let us help your employees recover. Invest in your employees’ health today with our group health insurance plans.

Brief overview of the Sana Health Insurance Plans

Below is a concise summary of the various Sana Plans we both underwrite and manage:

Vital Plan

This is our most basic plan as it offers limited cover for in-patient and day-patient treatment in hospitals/clinics worldwide excluding the USA and Canada.

You may also choose to add outpatient benefits which include cover for GP charges, specialist consultation fees, alternative therapy, and diagnostic procedures.

Key Plan

This is a more comprehensive plan as it offers a full refund of fair and reasonable fees for in-patient and day-patient treatment in participating hospitals and clinics in Malta. Limited cover is available up to the limits of the Vital Plan for treatment received worldwide, excluding the USA and Canada. Direct settlement of your in-patient and day-patient bills is possible with participating hospitals and clinics in Malta.

You may also choose to add outpatient benefits which include cover for GP charges, specialist consultation fees, alternative therapy, diagnostic procedures, and emergency dental care.

International Plan

This is our most comprehensive plan because it offers full refund of fair and reasonable fees for in-patient and day-patient treatment in Malta and anywhere in the world except the USA and Canada. Direct settlement of your in-patient and day-patient bills is possible with participating hospitals and clinics.

The plan covers outpatient benefits which include cover for GP charges, prescribed drugs, specialist consultation fees, alternative therapy, diagnostic procedures, and emergency dental care. Should an emergency happen while travelling in the USA or Canada, we will offer you the same level of coverage as would have been payable in Malta up to a maximum of €50,000. This kind of insurance cover also includes repatriation to Malta.

Want to know more or get a quote? Contact us via email at [email protected] or give us a call at 2134 5123.