Home Insurance in Malta
Home Insurance Policies
Home insurance protects your house and everything inside it including the fixtures, fittings and all of your belongings. It will cover theft and damage to your property caused by fire and bad weather, and will protect your possessions against theft, damage and loss.
We know how important your home and its contents are so protect them with an insurance policy from someone you can trust. At GasanMamo we provide flexible property insurance cover, so one can take advantage of automatic extensions and optional additional covers.
Covers and Standard Benefits
Our policy covers your buildings and contents against loss or damage caused by:
- Fire, explosion and smoke
- Theft or attempted theft
- Leakage of water or oil
- Civil Commotion and malicious damage
- Impact by aircraft, vehicles or animals
- Storm or flood
- Lightning, thunderbolt or earthquake
- Falling trees
- Breakage or collapse of television and radio aerials
By obtaining home insurance, you are also covered for your liability as the owner and occupier of your buildings; liability to your Domestic Employees and Personal Liability.
GasanMamo offers automatic extensions of cover under the Buildings and/or Contents Sections. Please view the Summary of Cover for more details.
Free 24/7 Home Emergency Support Service**
All policies, which include Buildings cover, will automatically be extended free of charge and at no additional cost, to cover the following emergencies:
- Sudden or unexpected breakdown or damage to pipes, blocked drains or leaks from sanitary fixtures and fixed water installations;
- The complete failure of the electricity supply within the home resulting from damage to the internal electrical installation;
- Loss of all keys needed to get into the home (excluding garages and outbuildings);
broken or damaged external windows and doors that are a security risk.
Through this service, GasanMamo Insurance is in a position to provide our policyholders with immediate assistance on a 24/7 basis and provide them with the prompt attention that they require at a time when they need us most.
Policyholders should contact our Assistance Co-Ordinators on Emergency Home Support service telephone number 7778 9789. The Policy Number and Expiry Date of your policy, as shown in the Policy Schedule, must be quoted when calling for assistance and the relevant identification produced on request of our Assistance Co-Ordinators.
*Restrictions may apply under the Home Loan Protect Policy.
**Does not apply to the Home Loan Protect Policy.
Home Loan Protect Policy
Our Home Loan Protect insurance policy has been specifically designed to cater for the needs of prospective property owners who are taking out a loan. The cover provided is suitable for bank home loan purposes and provides standard buildings cover at a competitive premium rate.
The policy wording outlining the full terms and conditions of the policy is available here.