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Air conditioning units are subject to specific terms and conditions should it come to making a claim. Should anything untoward happen to your device(s), it’s essential to know your rights before contacting your insurer. From a unit’s age to its condition and the causes behind any damage, let’s take an in-depth look at navigating the …

Given the multitude of potential incidents that can befall a property, it really pays to become acquainted with your home insurance policy. Structural damage claims are complicated and different from regular property damage, with their own legal definition. Understanding your rights and responsibilities as a homeowner is important before making any claim. Read on as …

The catch-all question when it comes to any insurance policy is ‘what am I covered for?’ Anything that you can insure comes with its own grey areas. The main issue of wear and tear is one that crops up time and time again in the home insurance world.  Contents  ● So, does Homeowners Insurance Cover …

There are plenty of great reasons why it pays to take out home insurance to protect your personal property. However, although a homeowners insurance policy may be an essential part of modern living, the amount you must pay is never set in stone. Home insurance costs can differ wildly due to multiple factors, and understanding …

Knowing if your home insurance policy covers your personal belongings is essential. Many home insurance policies exist, and different providers often cater to different needs. Whether you’re a homeowner or just renting a property, let’s look at personal possessions cover and the considerations needed before agreeing on a premium.  Contents  ● Personal Belongings and Contents …